Monthly Archives: October 2014


Telematics Motor Insurance for Young Drivers


Posted: 20-Oct-2014

Road crashes are the leading cause of death and life changing injury amongst young people. In 2012, 32,400 reported crashes involved drivers under the age of 25 which resulted in 350 deaths and more than 4,100 seriously injured casualties. Once a young person passes their test and starts to drive without supervision, they are at their most vulnerable. They have yet to develop the foresight and experience to reliably read what is happening on the road ahead and negotiate potential hazards.

Young drivers, particularly males, are prone to take higher risks and commit more offences. The challenge is to create policy initiatives that incentivise all young drivers to choose to drive safely, detect and penalise those who choose not to, and reward the majority who strive to stay safe.